The new president, Francois Hollande, he will see in the figures released Thursday one more reason to fight to include a growth component in the European priorities? He will find anyway confirmation that we will have to roll up their sleeves for the activity to return to France.

The Banque de France (BDF) has announced a forecast of zero growth of the economy in the second quarter 2012 – INSEE, it provides a small rebound in the spring, 0.2%. The BDF had previously announced a steady growth for the first quarter. That is to say that the French might be sluggish activity in the first six months of the year.

The unknown Greek

To quote the head of its program, Michel Sapin, a few days ago, Francois Hollande will have no state of grace on the economic front! The latter based his economic program on a growth forecast of 0.5% this year (followed by 1.7% next year and 2% in 2014 and 2% to 2.5% thereafter until 2017 ). A hypothesis that remains credible, unless the Greek turbulence does just weaken the entire euro zone.

In tests conducted by the Banque de France, the prospects in the services today are estimated by "slight erosion". As for industry, they indicate that the order books do not evolve and are also counting on "a slight decline in activity for the coming months easy payday loans."

The National Institute of Statistics, parallel, published a study that confirms this gloom. In March, the production of the entire industry declined (-0.9%), consumption of electricity and gas has "declined sharply with the warm weather." Production of manufacturing industry, it has increased over one month (1.4%), but it is only to offset the decline in February.

Judgment of the Petit Couronne refinery

Moreover, throughout the first quarter, production fell 0.5% in manufacturing. A sharp decline (-1.7%) compared to what the production of the first quarter of 2011. In one year, some areas have suffered more: the production has fallen sharply in electrical, electronic and computer (-1.7%) and to a lesser extent, transport equipment (-0.6%). Refining, marked especially by cessation of the Petit Couronne refinery, fell sharply (-18.4%), also stresses the INSEE. Conversely, the agricultural and food industries have their own in the game

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Finally! Nearly three years after entering into partnership, the Alliance Search, research online, the Microsoft and Yahoo! extend to Europe. The operation aims to add Internet searches conducted since those of Yahoo! Bing, the search engine from Microsoft.

This partnership aims to bridge the delay between the two groups facing Google. They desperately need to increase their market share. First, because the algorithms used by search engines feed on queries made: most recent, the stronger the results will be relevant by users.

By capturing more online research, Search Alliance also aims to improve the profitability available to online advertisers and attractiveness. Furthermore, this joint platform simplifies the management of advertising campaigns for advertisers. Thursday, May 4, customers advertising French, British and Irish Yahoo! Search have been switched on the Microsoft platform Adverstising Center. The next step will concern Germany, Switzerland and Austria.

On paper, this combination has many advantages, including simplification, and the advantage of offering an alternative to Google. The only problem is that people do not follow. In the U.S., Google holds nearly two-thirds of the market for online search. Just over 80% in France.

The CEO of Yahoo! lied on his CV

In addition, the deployment of this agreement is particularly slow. Especially in a world that is changing as rapidly as the Web. While Google reflects on responses to set up facing the rise of Facebook, Search Alliance is still looking to counter Google.

And for good reason. The agreement between Microsoft and Yahoo! on-line search was concluded in July 2009. Two years after having negotiated, Carol Bartz, Yahoo! CEO then, decided to suspend operations because of disappointing results, especially for sponsored links. Since then, Carol Bartz was dismissed with loss and noise, before being replaced four months later by Scott Thompson.

But Yahoo! unlucky. Only the group he was commended for a new CEO is a scandal erupted on May 3 Scott Thompson lied on his resume. The man claims to computer science graduate from a prestigious university. It actually has a degree in accounting. The information was revealed by Dan Loeb, head of a fund activist who is seeking seats on the board of Yahoo!. And now, the head of the new boss. If he defends himself by noting that it is just a simple "failure", that is not enough to silence the fire from critics.

United States, we do not mess with the lie. This controversy could not come at a worse for Yahoo!. Already analysts are betting on a possible resignation.

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Cards, Vitale, SIM for mobile phones, biometric passports, Navigo … The smart card, created by Roland Moreno, resulted in a multitude of high-tech objects indispensable in our daily lives. Amateur science fiction, self-taught, this French born in Cairo in 1945 and died Sunday in Paris had the idea to invent a portable device to store information. He had filed the first patent of the smart card in 1974 and it took him eight years to convince bankers, RATP and other industrial utility of his invention.

A small fortune

But his perseverance has won the chip has become a social phenomenon on a global scale. And Roland Moreno has made a small fortune. "Before the patent of the smart card does not fall into the public domain in 1998, it brought me close to 150 million euros faxless cash advances. Since I saw through the excess cash, "he explained in 2007 the newspaper La Croix.

The inventor has sold ten years ago its shares in Gemplus, a French manufacturer of smart cards. But he remained at the head of his company Innovatron, which continues to collect fees on contactless cards as Vélib 'or Navigo. A method based on radio transmission of data qu'Innovatron was developed in 1994 with the RATP.

Passionate about new technologies, Roland Moreno worked in parallel, to launch a poker site online. He was also busy writing the second volume of the ambient theory brothel, a book which is against the "tyranny of the original in the field of art."

Guarantee legal protection applies when the insured is pursuing a third justice, but also when it is itself continued. It allows the insured to avoid having to pay the legal costs in case of procedure following a dispute automobile. Legal costs are often higher, supported by their guarantee legal protection may therefore be useful.  

Guarantee legal protection can exist in two forms:

Directly-enrolled in the auto insurance policy it refers only to disputes cars (against another driver, a mechanic, …)

-Outside the proposed auto insurance policy, it can be extended to fields larger than the only automotive world.

The warranty coverage legal protection

The warranty coverage can prevent legal protection proceedings in justices (through a mediation phase) and, where appropriate, to ensure their support. Thus, the guarantee allows the insured to receive legal advice provided by professionals.

In case of trial, she supports legal costs: legal fees, court fees and expert fees. In most cases, the guarantee legal protection is still subject to a ceiling as well as a threshold of support. These elements must be clearly presented in the contract signed by the insured.

Namely: the guarantee legal protection also covers dependents of the subscriber.

If the insured has to defend himself or wants to act against someone in court, he must contact his insurance company to obtain approval of management. Then, the insured is free to choose the lawyer who will defend its interests at trial. The fees of the latter are set in agreement with the insured.

Most insurers also offer their policyholders a formal relationship with their network of lawyers. For individuals who are not lawyers, it is often simpler!

Note: the guarantee legal protection does not indemnify the third party. If the insured is ordered to pay compensation, the latter are not supported.

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Scene of guerrilla warfare to CGT. Tuesday morning, Bernard Thibault has changed the agenda of the Confederal Executive Commission – Government organization – to tackle the delicate subject of his estate, scheduled in 2013. According to several sources, the current Secretary General is violently attacked Éric Aubin, head of the Federation of Construction and Mr. Retreats plant, now in the best position to replace him internally. He was particularly criticized for having "declared available for the organization" – see, to replace him – which could "jeopardize the CGT." The tradition is indeed whether the outgoing Secretary General proposes that the name of his successor and not potential candidates who declare themselves. The officers, totally subject to Bernard Thibault, drove home the point by comparing the current situation to that of 1946 when FO had decided to split … Atmosphere.

Launching in December a major consultation to discuss his succession, the head of the CGT has pulled himself shot in the foot. He was convinced that the name of Agnes Naton (or Nadine Prigent, disqualified from because of its rigidity) would come out of the hat. But this is Eric Aubin, supported by large federations Building, Energy, of Railway, Postal, Chemical and others who came out. "Bernard Thibault was completely outdated and no longer knows how to get out today, a judge as part of the organization. Then he attempts a coup but nobody is willing to let him. "  

Thoroughly review the organization of the confederation

It must be said that Eric Aubin warned that if named secretary general he would review thoroughly the organization and operation, very self-centered around the general secretary of the confederation. "It scares some people who will lose their influence," an expert analysis. Including a whole bunch of "retirees" who gravitate to Bernard Thibault and continue, in fact, to hold the reins of the organization.

Nobody really understands what Bernard Thibault to blame Eric Aubin. "He keeps saying he does not reproach him and everything is fine between them but he can not help him put banana peels in its path," Judge a close. The secretary general of the CGT argued for including Eric Aubin is not highlighted at the general meeting on pensions on January 31, at the Zenith in Paris, which marked the launch of the anti-reelection Nicolas Sarkozy. Mere fact truly "objective": the current boss of the CGT – who would have liked to re-enlist a fifth term before members of the Executive Board make him understand that they were not at all favorable – would leave a trace in the history of Central imposing a woman to head the organization. "It's now or never," continues he repeated: Naton Agnes, one of his close confederate in the office, not the name. "Unfortunately Eric Aubin is a man and it does not stick with the designs of Bernard Thibault," quips one part of the plant.

In the end, the Executive Board on Tuesday urged Bernard Thibault to continue its consultation, without changing the terms continually. The head of the CGT must deliver a name to the next meeting on April 17 before embarking on a tour of France to test in the territories. "He will not propose that Eric Aubin, provides one of its members. He will try one last time to push Agnes Naton but we will not be impressed. "

The final decision will be taken on May 30, at a special meeting of the national confederal committee, the parliament of the organization. In the meantime, the Executive Board will have retained a name

.

The 45 employees of Air France in Corsica term employees who were protesting for months to be appointed permanently to a permanent contract (CDI) will not be reintegrated into the company which already employs 500 people in Corsica.

The Court of Appeal of Bastia has indeed delivered Wednesday for compensation ranging from 9,000 to 14,000 euros for each of the plaintiffs, holding that the CSD were "illegal". But she did not follow the decisions of industrial tribunals which included, besides their tenure, payment of 5 million euros in fines. "In December, we proposed to pay more than five times the amount fixed by the court today. The 45 employees had declined the transaction and offers of reassignment to have us come on the Continent, "says an executive of Air France.  

The CGT, one union representative at Air France in Corsica, caused them to go "to the end." Wednesday after the judgment, Albert Malausse, CGT Air France, stayed on the line: "If we do a cold summer, we will. It is necessary that those responsible for this judgment are paying the consequences. We are ready to fight a flawless, probably illegal, and radical as this decision is absurd. "

A posture that will not facilitate the task of Air France, which seeks to reduce the 25 million loss recorded by the company on the Island of Beauty. The Corsican authorities concluded there ten days an increase of 11 million grant awarded to Air France (41.5 million) as part of the public service delegation. It now remains to make peace.

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At the initiative of the head of the DGB, the all-powerful central labor Angela Merkel received Thursday, union officials from ten European countries, including François Chérèque, the secretary general of the CFDT. Before the unionists Italian, Spanish, Greek, came to speak of the harmful effects of excessive rigor in Europe … Chancellor pleaded the necessity of fiscal consolidation and structural reforms in the countries in difficulty.

"We came to tell him that the tax agreement, alone, alone will not solve Europe's problems," says the boss of the German DGB. Like the European social democratic parties, trade union representatives are calling for initiatives to boost growth and employment on the continent. "I told him I was going to be jealous of the political class in France, where they are likely to want to meet her!" Welcomed Francois Chereque, who claims to have provoked a smile with his reference to Merkel visit you failed to François Hollande. Before taking his own way in the electoral debate Merkel French: "This is all the more symbolic of being received by the Chancellor, the intermediate bodies are treated fairly contemptuous by the French president." …. ….

On the merits, the chancellor has remained true to its principles. The Greeks, she explained that including the minimum wage in their country is still too high compared to that of the Portuguese. However, it also recognized the need to implement investment programs to support employment in Europe.

"Merkel is the head of the most powerful country in Europe and it imposes its austerity," Judge Chérèque denouncing the "wage dumping" across the Rhine, where wages are "of 5 euros per hour against 10 euros in Alsace in the food industry ", resulting in his relocation to Germany French in this branch. And explain that "the European trade unions have agreed to the adoption of a social pact" based on a convergence in this area including the adoption of a "minimum wage" that would be European "60% the average wage of each country "of the Union.

Merkel told them that Germany could not afford a general minimum wage of € 8 per hour.

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In the context of the presidential campaign, while the left and right compete with virulence, it is an image that does not lack piquancy: two former prime ministers of opposite edges, on a single platform, providing in substance that not a leaf of cigarette paper between their appreciation … not on the investment program for the future. "We welcome the results of this initiative," assured Alain Juppé and Michel Rocard, both co-chairs of the supervisory board of investment for the future, the program led by Rene Ricol.

Two years after the decision to launch a national loan of 35 billion euros to fund the priorities of France tomorrow (higher education and research, industrial sectors and SMEs, sustainable development, digital economy), 894 projects are already funded, according to the latest report released Tuesday. To date, 25 billion euros have been allocated to projects and "several thousand companies benefit directly or indirectly cash advance loan." The leverage of the device should also allow the injection of private money euro per euro of public money.

The General Commission for Investment, has been praised for not having done dusting, not to have been influenced by considerations of land use and to have "ended the French habit of the grant ".

The program funds both campuses of excellence that future vehicle projects, digitization of French films, new generation nuclear reactors or the refurbishment of some thermal units. Tuesday, ten projects were selected in the field of e-education (8.3 million euros in total). Two poles university hospital oncology (Ile-de-France and Toulouse) were also selected (10 million each).

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After Greece, out of bankruptcy risk through the release of a second bailout of 130 billion euros, it was Spain who finds himself in the crosshairs of the Eurogroup, meeting on Monday evening in Brussels. The Spanish finance minister will have to explain on the skids deficits Spanish before his peers, the European Commission and the ECB President.

The prime minister, Mariano Rajoy, had a surprise, on March 2, alongside the European Council, stating that Spain would build his 2012 budget with a deficit target of 5.8% of GDP, while that agreed with the EU was 4.4%, to reach 3% of GDP deficit in 2013.

The market reaction was not long in coming. Following this, the cost of borrowing from Spain to 10 years jumped to nearly 5% more than for the first time in months, that of Italy. Guardian of the future "fiscal pact", the European Commission ordered a "serious blunder", brandished the threat of financial sanctions and sent experts to Madrid to assess the fiscal situation. Last year, the Spanish public deficit soared more than expected to reach 8.51% of GDP in late 2011.

Threat of sanctions

"There is no questioning of objectives," says the Spanish Minister of Economy, Luis De Guindos, in an interview Sunday on ABC newspaper. "Spain is a loyal member of the EU who feels bound by the European fiscal rules," he says.

Engaged in a very severe austerity measures, faces a general strike in late March because of its reform of the labor market, Spain is weighed down by losses of its regions, which have slipped to 2.9% of GDP against only 1.3% under-the Madrid region meets its objectives, which weighs heavily on central government accounts.

Barely out of the Greek crisis, "the euro area can not afford a new speculative attack," recalls one in Brussels. The Commission will ask the government to submit a plan "credible" to bring deficits to 3% in 2013, implying a say in Brussels on the draft budget 2012 Spanish.

Monday night, finance ministers from the euro area will give the green light to launch the second program of aid to Greece. Of 130 billion euros, the IMF should be involved up to 18 billion, said Christine Lagarde.

Even the Germans say they are reassured about the situation in Greece. "I am confident that the measures taken hard by the Greek government will put the country on the road to recovery," said German Finance Minister, Wolfgang Schäuble, unwilling to speculate on a third plan to help … To parry , the European Central Bank will continue its buybacks of bonds on the secondary market, ensures Coeuré Benedict, a member of the Executive Board of the ECB to Japanese newspaper Nikkei.

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