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Countries of the euro, torn on the path of growth and the cost of austerity, are virtually unanimous on Greece. All institutions and capital combined, the pressure is on Athens and a government may be found, but already called upon to choose between honoring its commitments and the abandonment of the euro.

The hypothesis of a rupture between Greece and the common currency had found adherents in late summer 2011 at the height of the dealings between the former Papandreou government and its creditors. After two years of bailouts and broken promises, the scenario is no longer taboo. But never before EU officials had protested as loudly as the "Grexit," as they say in the markets, could be, after all, the least bad solution.

Usually consensus, the Commission president Jose Manuel Barroso, opened fire ensuring that "better" than Greece leaves the club money if it does not follow the law. Olli Rehn, his right arm, drives the point home by explaining that the eurozone is now better positioned to absorb the impact. Clearly, Athens would have no means of blackmail with its creditors. For the euro area, the Commissioner insists, "there is no way" to ease the second recovery plan, agreed in March.

In terms of capital, the German Wolfgang Schaeuble wanted to give the "A". The euro area, he said, "can support an output of Greece." And the ECB, two governors abound. If Athens does not say, "there is more reason to support it financially," Jens Weidmann advance, also head of the Bundesbank. From Ireland, a country itself on life support, his colleague Patrick Honohan said that Greece "is ipso facto recover money from the block" if it renounced the word. A set of targeted preceding the appointment of the Eurogroup, on Monday evening in Brussels.

Facade of unity

The message is more political than financial: it is to bring the Greeks – mostly attached to the single currency, according to polls – to withhold their support for extremists and to open their eyes to the illusions that make the soft budget compatible with the euro. Nothing says that this move will lead to the desired result. There is no guarantee that an outflow of Greece would benefit its partners, beyond the political failure it would spend for the common currency and the EU as a whole. Council President Van Rompuy, more nuanced, notes that "the solution to the crisis is growing in Europe."

The puzzle Greek allows at least a facade of unity with leaders of the common currency. At the Eurogroup, two other cases may show otherwise divided, at least undecided: first, how to behave with respect to Spain, apparently unable to meet the target of a budget deficit reduced 3% in 2013, then a game of musical chairs constantly postponed at the head of financial institutions of the EU. Are concerned at least four sensitive positions: President of the Eurogroup (for which the German Wolfgang Schäuble is a candidate), the general direction of the new permanent emergency fund SS, a position at the ECB Executive Board and, finally, the Presidency of the European Bank for Reconstruction and Development (EBRD). On this seat, Paris and Berlin diverge, to the despair of many Europeans. French side, the absence this Monday night at the Eurogroup of finance minister – Baroin, outgoing holder of the portfolio, did not go to it – will add to the inertia.

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The marketing of the new iPad Friday has generated less than tails on the sidewalks, but probably more sales than at the launch of the iPad2 a year ago. Apple stores of the largest cities in the world have often opened their doors earlier to satisfy customers eager to see, touch and hold the new object is critically acclaimed. In April 2010, the first iPad has sold 300,000 copies the first day. Estimated Friday night, over a million buyers have fallen for this model faster, with a screen resolution of unprecedented and consistent with the fourth-generation telephone networks. Among them, ironically, Steve Wozniak, co-founder of Apple, who stood in line Friday in Los Angeles as an ordinary customer.

Reducing queues at Apple Stores in the U.S. is explained by the supply of new iPad by many other retailers, like Wal-Mart, Target, Best Buy and by telephone companies and AT & T Verizon payday loans lenders. Sold in Wi-Fi setup to 499 American dollars, 489 euros in Paris, 42,800 yen in Japan, the new iPad promises to consolidate for now ahead of Apple on the niche of digital tablets against rivals such as Samsung and Amazon. Gartner estimates that by 2015 this market will be as important as that of PC with 368 million units will be sold this year. The guts of the new iPad show including a screen made by Samsung and electronic components from Qualcomm, Broadcom, ARM Holdings, Toshiba and Avago Technologies. This information will drive some to buy the shares of these companies to take advantage of the popularity of the iPad Apple has already made the company the world's most expensive with a capitalization of $ 546 billion, twice that of Microsoft.

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It was to be expected. Recruitment of young graduates in the audit consultant should decrease in 2012. However, nothing to do with the situation of 2009, the year of drastic reduction in hiring plans. Overall, the activity of firms is maintained but the turnover of employees, which can reach 20% in good times, tends to slow. With the financial crisis, young consultants do not receive many job offers from their customers. This is less of starters to replace. "Earlier this year, our recruitment should be more selective, confirms Baculard Hervé, President of Syntec management consulting. But we can not exclude surprises for the second half, with a wave of more opportunities for young graduates. "

Pending a hypothetical thinning, caution is called for. As with Deloitte, which provides 750 to 800 hires graduates, two-thirds of tray 5 and a third tray for two or three trades of public accounting. Same trend at Mazars, announcing 350 new hires for beginners, the same as in 2011. Sylvie Bernard-Curie, HR Advisory, KPMG Audit, estimates that it will hire "as much or slightly less than last year. Our goal is 720 graduates in CDI. " For its part, PwC expects a small decline: 470 recruits out of school against 520 last year. Less CDI also to sign with Accenture, which provides all the same 350 to 400 reinforcements of graduates (excluding trainees).

Open to university profiles

Side outlets, this is a return to fundamentals. The financial audit is to remain the preferred gateway for juniors. "This area is much more resistant than other more sensitive to economic conditions, such as transactions and mergers and acquisitions," says Isabelle encumber, director of recruitment at PwC. Beginners are also popular in the Outsourcing and Accounting and consulting in strategy and management. For these trades, "the needs are very important from our customers in areas affected by new regulations such as bancassurance, or the energy sector," says Jean-Marc Mickeler, Brand Manager of Deloitte employer .

In an uncertain economic times, employers do not they go play it safe by focusing on candidates in business schools at the expense of academics? The firms insist they will continue to open in the same proportions in the Masters 2 (bac +5). "Beware of clichés. The courses are less uniform than a decade ago. Now, there are Masters who have interned, completed a double degree or completed a stay abroad, ensures Sylvie Bernard-Curie. This makes them interesting and graduate school of management. "

According to the firms, recruitment of academics could be more if some schools were more open to the world of business. "We must do a great job of selection to identify the best Masters in terms of skills and language among the thousands that exist, says Caroline Haquet, Recruitment Manager at Mazars (25% of academics). However, to communicate with campus, we have not always clearly identified as an interlocutor. There is an entry barrier higher than in larger schools. "

Demanding recruitment processes

Personality test, business cases, interviews … processes differ from one firm to another.

Deloitte. Successful applicants are entitled to an initial interview with a collaborator. Meanwhile, they pass a personality test and English. The best after a second interview with a partner. The objective: to verify the intellectual agility, openness and adaptability of the candidate.

KPMG. After an initial selection of CV, the candidate is received for a "discovery interview" accompanied by an English test and a personality test by questionnaire. If it passes these tests, he participated in a morning with the program: a presentation of activities, a second interview with a manager or a partner in the area of ​​their choice and a lunch with a young executive in the firm who will advise on the new recruit.

PwC. Candidates whose CVs have been identified individually meet with an HR manager in a key English test computer. Second step for the survivors: the realization of a business case directly with an operational manager. Finally, the "cream of the cream" is entitled to a final validation interview with a partner. The purpose of this very selective process, "validate the candidate's interpersonal skills, ability to listen and understand customer needs."

Accenture. First step, an interview of "motivation", conducted partly in English with a manager. The same day, the candidates must address collectively, in groups of about 10, the resolution of a business case. Then, the floor is, this time individually on solving another case business. The best are selected to meet a partner.

Mazars. No personality test, or resolution of business cases. Each session (in January and June) begins with an oral presentation of the firm to selected candidates. Then place two successive interviews with the firm's business. Each interview covers a portion of the CV. If the candidate is selected, it has a third interview a few days later with a more senior manager or partner.  

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As of March 1, homosexual employees of the operator SFR will be eligible for paternity leave, like any heterosexual spouse. Eleven days will therefore be available to lesbians and gay employees of the company, whose partner had a child. This decision was taken by Marie-Christine Theron, Director General Human Resources SFR, after an interview Jan. 31 with HomoSFèRe, the association of lesbians, gay, bisexual and transgender group SFR.

The company can do better than the law

Informal meeting at the request of the association, it was that first issue of commitments around the fight against discrimination, to establish for May 17 at the International Day of struggle against homophobia. Then, referring to leave "paternity" for lesbians, claim already before the Board equal professional women / men in November 2011, the DHR has accepted this request, it has even extended to gay fathers.

"This is a first for the association gratefully acknowledges the general direction of SFR for this spirit of openness and dialogue," enthuses HomoSFèRe. "The company can always do better than the law says Marie-Christine Theron. Our company is very proactive on diversity and equality in the workplace. With 20 million customers, I think it is this diversity in our staff. "

She said the gay community is not especially important in the group but "accede to this request was consistent with a normal evolution of our society, so why refuse it?" She asked.

The social partners have already "given their approval," commented the director of HR. The end of negotiations is under way and the social benefit might even be born as this February.

The decision was surprised by its form. Under pressure from his people and political parties, George Papandreou, the Greek prime minister, announced Monday night to organize a national referendum. Formally, it is to approve the agreement reached last week by the Europeans to clear part of the country's public debt. But in fact, the flexibility of George Papandreou was too small for the government to continue implementing the reforms. "The country is paralyzed for over a month. On the one hand all of the political demand for elections, on the other there is the street. Between working to rule and those that slow the activity, no one works, "said Giorgos Delastik, a political analyst. "It must be added those who can not afford to pay their bills, and violence in the behavior of people who have nothing to lose us fast cash."Indeed, for the first time since the return of democracy in Greece in 1974, the National Day parade was canceled in fifteen cities. In Thessaloniki, in northern countries, tens of Greeks threw eggs and projectiles on official incentives Karolos Papoulias, President of the Republic to leave. In a letter to Prime Minister, Mikis Theodorakis, symbol of resistance to the junta of colonels also called George Papandreou to take responsibility.

This has now changed. In front of the Socialist parliamentary group, Greek Prime Minister did not mince his words: "The will of the Greek people appealing to us," said Papandreou. It will also seek a confidence vote in Parliament on the agreement on debt.

While central bankers of the euro zone must meet this weekend to try to establish the foundation that will emerge from the crisis, Standard & Poor's already considering the worst. The rating agency has in fact simulated for several European countries, a "worst case scenario" based on a relapse into recession. If such an economic downturn were to occur, what the IMF is already considering, then the rating agency's estimation, several notes of sovereign debt could then be degraded, including that of France. She stresses, however, that "no degradation or put under surveillance of AAA French is considered for the moment."

Accuracy that allows Standard & Poor's to stand out from its counterpart Moody's, which launched a few days ago warning of a possible future revision of his opinion of the French debt.Fitch has also distanced itself from Moody's, ensuring that it does not intend to degrade the rating of France.

Without growth, no AAA rating for France

S & P has built these "stress tests" on sovereign debt from two batteries of different assumptions. In the first scenario, it assessed the impact of a relapse into recession. In this case, France could see its rating downgraded from AAA to AA +, because of lower tax revenues.

In the second scenario, which provides a relapse into recession coupled with a shock on interest rates, then the note of the French sovereign debt could be lowered by two notches.The notes of banking groups could also be revised.

"The soaring deficits and the recapitalization of banks will weigh heavily on the indebtedness of countries in the euro area," said the head of credit analysis in Paris, adding that "the credit quality of the countries in the euro area will thus be deeply damaged. " The rating agency also said it will adjust its ratings depending on the extent of the downturn on the Old Continent.

For now, the assumption of a recession in the countries of the euro area is not the scenario preferred by S & P, which focuses on growth of between 1% and 1.5% on average for 2012. This is not the case of Fitch."The intensification of the crisis in Italy, Spain and other countries in the euro area under pressure, is expected to generate a recession," says David Riley, head of credit ratings of sovereign debt at Fitch.

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• Incidents in Rome

Tens of thousands of demonstrators, inspired by the "outrage" of Wall Street and Spain, marched on Saturday in Rome, the city had been cordoned off by police. "One solution, the Revolution!", "We are not property in the hands of bankers," could be read on the signs of the protesters payday loans for bad credit.

In Rome, several cars were torched. Photo credits: ALBERTO PIZZOLI / AFP

Having long raged about the punctures of the State Budget, Action Housing, the former 1% housing, just go on the offensive. Reportedly, the joint body attacked last Friday before the Paris Administrative Court of the State's decision to withdraw 3.7 billion euros between 2009 and 2011. These funds are used to finance the Anah (National Housing) and ANRU (National Renewal). "We made an informal appeal with the government against the decree fixing the puncture but we never received a reply, said Jean-Pierre Guillon, Chairman of the Supervisory Board of Action Housing. We decided to attack the government for abuse of power. "

If Action Housing is the case in court today is with an idea behind the head.Last July, the government has said that he would collect 3.25 billion euros over the period 2012-2014 no fax payday advances. To sweeten the pill, the Secretary of State for Housing, Benoist Appeared, has committed to implement clever financial engineering to boost the cash flow of Action Housing. "But we have no documents indicating that commitment forward Jean-Pierre Guillon. If the minister changed, the following may not feel bound by that promise. "More generally, Action Housing, which collects 0.45% of payroll companies, believes that this aspiration will prevent it from fulfilling its mission . For example, he does not see how it could fund 45,000 homes for young people as he had promised a few months ago.

With this lawsuit, it seeks to pressure the state to be released in the coming weeks the decree laying down the drain of 3.25 billion between 2012 and 2014.

The reform of the public can also make people happy. Steria has indeed been selected by the government to ensure the realization of information system (HRIS) in several ministries. Eventually, the system developed by IT services will allow the operator National Payroll (ONP) to ensure the payment of more than 3 million of state agents.

The contract for a period of four years, approximately $ 9 million, is part of the modernization program of the French state.The aim is thus to make available to all client departments "a single computer system and meet the shared challenges of transforming the State civil service," said Steria.

Olivier Vallet, CEO of Steria, said that this contract is "in line with the recent gain of the TMA Chorus for the modernization of budgetary aspects of the state."

The public outsource more and more private

More generally, as part of the reform of the public, the state increases the outsourcing to private faxless cash advance. Several departments regularly use the public-private partnership, recently this method of financing involving the State and communities to a private group concerned the areas of economy, technology, defense, education or further transport.

In particular, the management of part of the tracks is transferred to the private sector.In addition, the police will not be responsible to accompany the convoys exceptional. The state decided to entrust to private companies the management of transportation of wind turbines, ships and other bulky goods. The opening to competition of regional express trains could well tip the railway in the private sector. Public-private partnerships have also been established in the field of defense. The company has particular DCI took over the management of flight hours and the helicopter fleet of the School of Dax.

LIREAUSSI:

"The state accelerates the outsourcing to private